Since 2004, I have been tracking my expenses fastidiously. When one of my credit card bills came this month, I went to match it off with my expenses - and found one entry missing. It was at a coffee joint, for $19.30, paid using Apple Pay.
This was surprising - banks seldom make such mistakes. Banks will only "accidentally" charge extra, after all. I thought, maybe I didn't use this credit card, and went to check all my other credit card bills. Nothing came up.
So I went to dig out the actual receipt which I fortunately haven't discarded - and discovered that the credit card number (the last four digits) didn't belong to any of my cards.
I was astonished. How could this have happened? I was very sure that I used Apple Pay for this, so how did another credit card number appear on the receipt instead? The items I ordered were also correct, so the possibility of me taking someone else's receipt by mistake is out.
Hmm, doesn't this mean that it is entirely possible that we will get charged for someone else's expenses by accident too?
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